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Health Insurance Coverage Options

Obamacare health plans

Health Insurance (Obamacare)

Qualified Health Plans (QHP)  that meet the minimum requirements as set forth by the Affordable Care Act (ACA).  Unless you qualify for specific exemptions, you are required to to enroll in these plans or pay a penalty.

short term health insurance

Short Term Health Plans

Health Coverage For a limited duration of time.  Typically 30 days to 12 months.  Designed for individuals and families who need temporary coverage until more comprehensive coverage is available.

Medicare Supplement Plans

Medicare Supplement Plans (Medigap)

Plans offered by private insurance companies for Medicare beneficiaries that cover the gaps in coverage not provided by Original Medicare (Parts A & B).

Medicare Advantage

Medicare Advantage (Medicare Part C)

Plans offered by private insurance companies to Medicare beneficiaries. These Plans replace Original Medicare and provide coverage for both hospital and medical care.

Medicare Drug Plans

Medicare Drug Plans (Medicare Part D)

Offered by private insurers, these stand alone prescription drug plans are available to Medicare beneficiaries. They can also be purchased along with a Medicare Supplement or Medicare Advantage Plan.

supplemental health insurance

Supplemental Insurance Plans

Sometimes also referred to as Gap plans, these plans help with costs not covered by health insurance plans (such as lost wages) that may result due to an accident.  These plans will not satisfy the ACA requirement to purchase health insurance.

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(888) 592-5448

phone quotes

HealthCare In 3 Easy Steps

Tell us about You
Compare Affordable Health Plans That Fit Your Needs & Budget
Enroll Online or Over The Phone

Talk to a Licensed Agent. Get Your Questions Answered & Free No Obligation Quotes. (888) 592-5448

See How Much You Can Save

The Affordable Care Act (ACA) provides a Tax credit based on your income and family size. The tax credit can be used right away to lower your monthly health insurance premiums if you qualify.

In 2018 71% of health insurance shoppers during enrollment period received a subsidy.  The average subsidy amount was nearly $371 per mo.   Use this simple calculator to see if you qualify.


Just enrolled in an Obamacare Health Plan. It was pretty simple. I was pleasantly surprised by the low cost after factoring in the subsidy!
– Suzy, Indiana

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(888) 592-5448

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